Biggest Health Insurance Qs Answered w Andy Hester Ep. 43

Interview with Andy Hester of Insurance Agent with Insurance Solutions NC

What feeling do you get when you hear the word, “Health Insurance?” For some of us, it’s positive. For others, it feels like an overwhelming task and obligation. In this episode, I speak with our personal health insurance agent, Andy Hester of Insurance Solutions NC, to answer and all questions regarding plans and how to make them work for us as commercial fishing families!

Andy explains:

  • the basics of health insurance, including its role as a financial protection mechanism
  • the factors that determine the cost and the role of subsidies.
  • clarifies the concept of coinsurance
  • discusses the details of a specific health insurance plan
  • and the number one challenge he sees across the board with the solution to overcome it.

To connect with Andy, you can reach him directly on his cell phone at (910) 520-5845, at the office at (910) 332-0404, or email him at andy@insurancesolutionsnc.com. You can also visit insurancesolutionsnc.com for more info.

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Check out the latest episode of the Partners of Commercial Fishermen Podcast!

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Mental Health Specialist Kate Kripke on Partnerships, Parenthood, & Making Time for Yourself When You “Have No Time.” Ep. 42

Maternal Mental Health Specialist Kate Kripke was our very first episode on the podcast, so this is a beautiful full-circle moment to have you on at the beginning of 2024! One of my favorite parts of having Kate on the podcast is that she asks personal questions, almost like we’re in a therapy session, to work through and get to the answers. Specifically, Kate walks me through the awkard moments of what it’s like to reunite with your fisherman after a long season and how to overcome stresses of fluxuating seafood prices mentally. Yes, please!

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Real Challenges of Living in a Small Fishing Community

“Okay, so this is kind of a crazy story. We met in Antarctica,” Daniell Hall said. And I thought the fact that Danielle runs the Smithsonian National Museum’s ocean education program was cool. What’s interesting is learning the challenges of having a partner who is a day fisherman. Although he doesn’t leave for days, weeks, or months at a time, the long hours remain the same, and another factor comes into play that many POCFs are hard to get used to – connecting with a community even if that community is all around you. How can a “newbie” immerse themselves into a group of fishermen and families that are generations deep? Danielle breaks down the trials of being a POCF, maintaining a job with one of the most important museums in our country, and tips on how to survive this lifestyle if you’re starting out (and helpful reminders for us that have been in the game). Take it away, Danielle!

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